The Top 5 Mistakes Georgia Homeowners Make During Hurricane Season

As hurricane season approaches, Georgia homeowners must take proactive steps to safeguard their properties. However, common oversights can lead to significant damage and costly repairs. Here are the top five mistakes to avoid:

1. Neglecting to Review Insurance Policies

   Many homeowners assume their standard insurance covers all hurricane-related damages. In reality, standard policies often exclude flood damage, which is common during hurricanes. It's crucial to review your policy and consider purchasing separate flood insurance through the National Flood Insurance Program.

   OCI App

   
   

2. Failing to Secure Outdoor Items

   Unsecured outdoor furniture, decorations, and equipment can become dangerous projectiles in high winds. Before a storm, ensure all loose items are brought indoors or properly anchored to prevent them from causing damage.

   Brand and Britt

   
   

3. Overlooking Roof and Window Reinforcements

   The roof and windows are particularly vulnerable during hurricanes. Homeowners often neglect to install storm shutters or reinforce their roofs, increasing the risk of structural damage. Investing in impact-resistant windows and reinforcing your roof can significantly reduce potential harm.

   FEMA

   
   

4. Ignoring Evacuation Plans

   Some homeowners underestimate the importance of having a clear evacuation plan. Knowing your local evacuation routes and having a predetermined destination can save lives. Regularly update and practice your plan with all household members.

   Georgia Office of Consumer Insurance

   
   

5. Delaying Home Maintenance

   Routine maintenance, such as trimming trees and inspecting for structural vulnerabilities, is often postponed. Overhanging branches can cause significant damage during high winds, and existing structural issues can be exacerbated by storm conditions. Regular upkeep is essential to minimize risks.

   Atlanta Insurance

   
   

By addressing these common mistakes, Georgia homeowners can better protect their properties and loved ones during hurricane season. Proactive preparation is key to minimizing damage and ensuring safety.